Generali Group

          where we are


          Changes to ESA and WRAC From 6 April 2017

          March 2016

          We can confirm a generous and straightforward approach to the upcoming changes in ESA & WRAC due April 2017:

          For existing Generali Group Income Protection schemes:

          Should the existing or a requested benefit deduction include ESA and WRAC, for claims commencing 6 April 2017 or after, we will deduct only the ESA figure or an amount equivalent to it.

          For New Business quotation requests:

          The above approach applies.

          In all cases, we are happy to consider alternative basic benefit designs up to a maximum of 80% Scheme Salary or deduct an alternative notional or flat amount.