Generali SpA

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Changes to ESA and WRAC From 6 April 2017

March 2016

We can confirm a generous and straightforward approach to the upcoming changes in ESA & WRAC due April 2017:

For existing Generali Group Income Protection schemes:

Should the existing or a requested benefit deduction include ESA and WRAC, for claims commencing 6 April 2017 or after, we will deduct only the ESA figure or an amount equivalent to it.

For New Business quotation requests:

The above approach applies.

In all cases, we are happy to consider alternative basic benefit designs up to a maximum of 80% Scheme Salary or deduct an alternative notional or flat amount.